The Allianz Nigeria travel insurance price is a common search for travellers who need cover for a visa application, and the answer depends on the plan, the destination, the length of the trip and the age of the traveller. The company behind the name has also changed, which can make it harder to know where to look.
This guide explains who sells the cover, what the plans are, who qualifies, what the policy pays for, what travellers can expect to pay and how to read the Allianz Nigeria travel insurance price you are quoted. The estimates come from comparison guides and are not the insurer’s own prices.
The Allianz Nigeria Travel Insurance Price: What You Can Find
The Allianz Nigeria travel insurance price is not printed on any public page. Allianz Nigeria is now part of SanlamAllianz, which sells its travel cover in partnership with Allianz Global Assistance. Its travel page describes the plans, the eligibility rules, the benefits and the ways to buy, but it does not state premiums or sums insured. Pricing sits behind the online booking page, where you enter your destination and dates.
That is why anyone who asks how much does allianz travel insurance cost will get a range and not a rate. The honest answer to how much is allianz travel insurance is that it depends on the plan, the destination, the length of the trip and the age of the traveller, and a quote for your own trip is the only figure that counts.
Allianz and SanlamAllianz
Many people search for sanlam allianz nigeria travel insurance and wonder how it relates to the Allianz name they already know. Sanlam and Allianz concluded merger talks for their Nigerian businesses, and the combined company sells under the name SanlamAllianz. If a friend tells you they bought Allianz cover in Nigeria, this is the company they used.
The Five Plans
SanlamAllianz lists five travel plans.
| Plan | Where it covers |
|---|---|
| Schengen | The 26 Schengen states listed on the page, including France, Germany, Italy and Spain |
| Worldwide | Destinations across the globe |
| Area 1 | Worldwide, excluding the USA, Canada and Japan |
| Area 2 | Worldwide |
| Hajj and Umrah | Pilgrims travelling to Saudi Arabia |
Anyone looking for allianz schengen travel insurance nigeria for a visa application should start with the Schengen Plan, which is designed to meet the embassy rules. Area 1 leaves out the USA, Canada and Japan, which are among the costliest places for medical care, so it should cost less than Area 2, though only a quote can confirm the gap. Pilgrims can read our guide to Saudi Arabia visa requirements for Nigerians alongside the Hajj and Umrah plan.
Who Can Buy It
The page sets a few rules that affect both eligibility and cost.
- Extended cover is available for travellers up to 80 years old.
- Children under 18 are covered free when they travel with two adults.
- A family plan covers a husband, a wife and up to six children under 18, and all must share the same surname.
- Multiple-trip cover lasts up to 92 days for each trip.
Families who do not fit the surname rule should ask for individual quotes. If you are over 60 and buying for the first time, ask for the age limit in writing before you pay, since the premium rises with age.
What the Policy Covers
Readers often ask what does allianz travel insurance cover, and the page lists the answer:
- Emergency medical expenses and hospital care abroad
- Medical evacuation and repatriation of mortal remains
- Emergency dental care
- COVID-19 medical costs and quarantine accommodation
- Delayed or lost checked baggage
- Trip delay compensation
- Legal assistance
- 24-hour assistance worldwide
The cover is described as visa-compliant, including for the Schengen area, where embassies require at least €30,000 in medical cover, which is about ₦44.7 million at ₦1,490 to the euro. The page does not state the sum insured for each plan, so ask for it in writing and check it against the embassy’s rule. Our guide to Schengen visa requirements for Nigerians lists what else the file needs.
What to Expect to Pay
People who ask how much does travel insurance cost in nigeria find that prices cluster by trip, and the Allianz Nigeria travel insurance price follows the same pattern. The figures below are indicative estimates from comparison guides, not SanlamAllianz’s own prices.
| Trip | Standard cover |
|---|---|
| Two-week European trip, SanlamAllianz | ₦20,000 to ₦50,000 |
| Schengen, 1 to 2 weeks, typical market range | ₦25,000 to ₦45,000 |
| Schengen, 3 to 4 weeks | ₦40,000 to ₦75,000 |
| Worldwide, 3 to 4 weeks | ₦50,000 to ₦95,000 |
| Annual, Europe | ₦90,000 to ₦160,000 |
Because the SanlamAllianz range depends on destination and duration, the Allianz Nigeria travel insurance price for a long trip to a costly destination can sit well above the top of the two-week figure. Travellers over 65 can pay 50 to 100 percent more than younger adults, and a cancel-for-any-reason option can add 40 to 50 percent on top. Adventure sports and a waiver for existing conditions each add a few thousand naira.
Why the Quote Beats the Estimate
An estimate tells you whether a quote is sensible, but it cannot tell you what you will actually pay. The Allianz Nigeria travel insurance price for your trip is set by the booking page once it knows your destination, your dates and your age, so use the ranges above only to judge the quote when it arrives. If the figure on screen is far above the top of the range, check that you have chosen the right plan and the right number of days before you decide it is overpriced.
How It Compares With Other Local Insurers
The big Nigerian names publish different things. AXA Mansard prints medical limits for its plans, SanlamAllianz prints its age and family rules, and AIICO lists benefits only. None of them prints a naira rate card, so the comparison that matters is between written quotes for the same dates, the same destination and the same sum insured.
A Quick Worked Example
A couple flying to Rome for ten days could expect about ₦40,000 to ₦100,000 together at the indicative SanlamAllianz range of ₦20,000 to ₦50,000 each. If they have two children under 18 and qualify for the family rules, the children travel free, so the total stays the same. That is one reason the family rule is worth checking before you buy four separate policies.
How to Get a Quote and Buy
SanlamAllianz gives three routes. You can use the online booking page to see plans and prices, request a callback from an advisor, or visit a sales outlet.
- Choose the plan that matches your destination, such as Schengen for a European visa.
- Enter your dates and traveller details on the booking page, or ask the advisor to do it.
- Request the quote in writing, with the sum insured, the policy period and the exclusions.
- Pay through the insurer’s own channels and keep the receipt.
- Save the certificate as a PDF and print a copy for your visa appointment.
Contact and Claims
The general insurance customer line is 0800-00-2554269, and the email address is care@sanlamallianz.com.ng. This is the answer to anyone searching for an allianz travel insurance nigeria contact number. To make a claim, use the Report a Claim page on the website or call the 24-hour travel assistance team. Keep every receipt, medical report and police report, and report the claim as soon as you can.
Before you rely on the line, read the policy wording for the claims steps that apply to you.
Checking the Certificate
When the policy arrives, check the name and passport number, the destination, the start and end dates and the plan name against your visa application. A mismatch can cost you the appointment, and fixing it beforehand is far easier than explaining it at the embassy. Keep a PDF on your phone and a printed copy in your hand luggage.
Our overview of travel insurance in Nigeria compares the other insurers if you want a second quote.
Frequently Asked Questions About Allianz Travel Insurance in Nigeria
Where can I find the Allianz Nigeria travel insurance price?
It is not printed on the page. The page lists plans and benefits, and the premium appears only after you enter your trip details.
Is Allianz still operating in Nigeria?
Yes, as part of SanlamAllianz, which sells travel cover through its booking page and advisors.
Can children travel on the same policy?
Children under 18 are covered free when they travel with two adults, under the family rules.
Is it accepted for a Schengen visa?
The page describes the Schengen Plan as visa-compliant. Confirm the sum insured meets the €30,000 minimum.
Before You Pay
Pick the plan that matches your destination, get the quote in writing and compare it with the ranges above. A premium of ₦25,000 to ₦40,000 for a two-week European trip is a reasonable result on the Allianz Nigeria travel insurance price, and a quote far above ₦50,000 deserves a second opinion. Buy only after your visa appointment is fixed, check that the dates cover the full stay and keep the certificate with your passport. Call 0800-00-2554269 if you need the details confirmed.
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